Current West Virginia Mortgage Rates
Average market rates for July 30, 2026 in West Virginia are 6.84% for 30-year fixed purchase and 6.87% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.84% | 6.88% |
| 30-year Fixed Refinance | 6.87% | 6.91% |
Rates based on market averages as of Jul 29, 2026.Mortgage Rate Trends in West Virginia
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.84% | 6.88% |
| 30-year Fixed Refinance | 6.87% | 6.91% |
Rates based on market averages as of Jul 29, 2026.West Virginia Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.97% | 6.04% |
| 15-year Fixed Jumbo Purchase | 6.09% | 6.12% |
| 30-year Fixed Purchase | 6.84% | 6.88% |
| 30-year Fixed Jumbo Purchase | 6.78% | 6.80% |
Rates based on market averages as of Jul 29, 2026.West Virginia Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.95% | 6.02% |
| 15-year Fixed Jumbo Refinance | 6.10% | 6.13% |
| 30-year Fixed Refinance | 6.87% | 6.91% |
| 30-year Fixed Jumbo Refinance | 6.83% | 6.85% |
Rates based on market averages as of Jul 29, 2026.West Virginia ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.18% | 6.26% |
| 5/6 Arm (refinance) | 6.09% | 6.14% |
| 5/6 Jumbo Arm (purchase) | 6.10% | 6.13% |
| 5/6 Jumbo Arm (refinance) | 6.17% | 6.19% |
Rates based on market averages as of Jul 29, 2026.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in West Virginia
- FHA: 3,557 loans
- VA: 1,845 loans
- Conventional: 9,992 loans
- USDA: 1,187 loans
Top Purchase Lenders in West Virginia by Volume
- Primelending, A Plainscapital Company: 1,004 loans
- Rocket Mortgage, LLC: 910 loans
- Movement Mortgage, LLC: 909 loans
- Loandepot.com, LLC: 703 loans
- City National Bank Of West Virginia: 639 loans
- The Huntington National Bank: 612 loans
- Mortgage Research Center, LLC: 594 loans
- Integrity Home Mortgage Corporation: 517 loans
- Premier Bank: 456 loans
- Wesbanco Bank, Inc.: 416 loans
Top Refinance Lenders in West Virginia by Volume
- City National Bank Of West Virginia: 604 loans
- Rocket Mortgage, LLC: 288 loans
- Truist Bank: 287 loans
- The Huntington National Bank: 149 loans
- First Community Bank: 135 loans
- Fifth Third Bank: 126 loans
- Freedom Mortgage Corporation: 99 loans
- Huntington Federal Savings Bank: 94 loans
- Summit Community Bank, Inc: 93 loans
- Wesbanco Bank, Inc.: 84 loans
Top Cash-Out Refinance Lenders in West Virginia by Volume
- Rocket Mortgage, LLC: 1,337 loans
- The Huntington National Bank: 277 loans
- Loandepot.com, LLC: 234 loans
- Amerisave Mortgage Corporation: 146 loans
- Freedom Mortgage Corporation: 141 loans
- Truist Bank: 129 loans
- Nationstar Mortgage LLC: 117 loans
- Pennymac Loan Services, LLC: 114 loans
- Peoples Bank: 109 loans
- JPMorgan Chase Bank: 101 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
