Tap Home Equity
What Is a Home Equity Loan? A 2025 Guide for Homeowners
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More ways to refi
Compare loans and see what’s right for you.
Rate & Term
Lower your rate, adjust your term, or both.
- Save more every month
- Pay off your loan faster
- Switch your loan type
See how low you can go
Streamline
All the benefits of a Rate & Term refi with less paperwork.
- Lock in a lower rate
- Shorten your loan term
- Refinance quickly
Start your streamline refi
*Only available for FHA or VA loans
Cash-Out
Turn your home value into a one-time cash payout.
- Fund home improvements
- Finance a big purchase
- Roll debt into one payment
Find out how much you can get
HELOC
Use your equity to cover costs as they come.
- Flexible budgeting
- Recurring payments
- Growing your rainy day fund
Access your equity
Home Equity Loan
Get a check for your equity without changing your rate.
- Cover a single large expense
- Consolidate debt
- Keep your current rate
See what you can unlock
Rate & Term
Lower your rate, adjust your term, or both.
- Save more every month
- Pay off your loan faster
- Switch your loan type
See how low you can go
Streamline
All the benefits of a Rate & Term refi with less paperwork.
- Lock in a lower rate
- Shorten your loan term
- Refinance quickly
Start your streamline refi
*Only available for FHA or VA loans
Cash-Out
Turn your home value into a one-time cash payout.
- Fund home improvements
- Finance a big purchase
- Roll debt into one payment
Find out how much you can get
HELOC
Use your equity to cover costs as they come.
- Flexible budgeting
- Recurring payments
- Growing your rainy day fund
Access your equity
Home Equity Loan
Get a check for your equity without changing your rate.
- Cover a single large expense
- Consolidate debt
- Keep your current rate
See what you can unlock
Looking for something else?
Your mortgage should work for you. Let's see what we can do.
Explore more options
Smart tools at your fingertips
Estimate monthly savings, how much cash you can access, and so much more. Crunch the numbers in no time with our online calculators.
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