Oklahoma Mortgage and Refinance Rates

Oklahoma Mortgage and Refinance Rates

Current Oklahoma Mortgage Rates

Average market rates for May 24, 2026 in Oklahoma are 6.63% for 30-year fixed purchase and 6.69% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.63%6.66%
30-year Fixed Refinance6.69%6.72%
Rates based on market averages as of May 23, 2026.

ProductRateAPR
30-year Fixed Purchase6.63%6.66%
30-year Fixed Refinance6.69%6.72%
Rates based on market averages as of May 23, 2026.

Oklahoma Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.76%5.82%
15-year Fixed Jumbo Purchase6.19%6.22%
30-year Fixed Purchase6.63%6.66%
30-year Fixed Jumbo Purchase6.86%6.88%
Rates based on market averages as of May 23, 2026.

Oklahoma Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.74%5.79%
15-year Fixed Jumbo Refinance6.20%6.22%
30-year Fixed Refinance6.69%6.72%
30-year Fixed Jumbo Refinance6.87%6.89%
Rates based on market averages as of May 23, 2026.

Oklahoma ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.08%6.13%
5/6 Arm (refinance)6.16%6.21%
5/6 Jumbo Arm (purchase)6.09%6.10%
5/6 Jumbo Arm (refinance)6.16%6.17%
Rates based on market averages as of May 23, 2026.

How we source rates and rate trends

Most Common Mortgage Types in Oklahoma

  • Conventional: 28,079 loans
  • FHA: 9,318 loans
  • USDA: 1,334 loans
  • VA: 6,691 loans

Top Purchase Lenders in Oklahoma by Volume

  • First United Bank And Trust Company: 2,933 loans
  • Associated Mortgage Corporation: 2,454 loans
  • Cornerstone Home Lending, Inc.: 1,888 loans
  • Mortgage Research Center, LLC: 1,785 loans
  • Arvest Bank: 1,702 loans
  • Gateway First Bank: 1,547 loans
  • Rocket Mortgage, LLC: 1,499 loans
  • Bancfirst: 1,311 loans
  • Bokf: 1,276 loans
  • Stride Bank: 1,178 loans

Top Refinance Lenders in Oklahoma by Volume

  • Rocket Mortgage, LLC: 655 loans
  • Arvest Bank: 630 loans
  • Bancfirst: 499 loans
  • First United Bank And Trust Company: 369 loans
  • Bokf: 246 loans
  • Freedom Mortgage Corporation: 224 loans
  • Pennymac Loan Services, LLC: 195 loans
  • Nationstar Mortgage LLC: 167 loans
  • Firstar Bank: 149 loans
  • Loandepot.com, LLC: 135 loans

Top Cash-Out Refinance Lenders in Oklahoma by Volume

  • Rocket Mortgage, LLC: 2,457 loans
  • Loandepot.com, LLC: 536 loans
  • Freedom Mortgage Corporation: 436 loans
  • Nationstar Mortgage LLC: 408 loans
  • Arvest Bank: 396 loans
  • Bokf: 376 loans
  • Amerisave Mortgage Corporation: 314 loans
  • Wells Fargo Bank: 277 loans
  • Pennymac Loan Services, LLC: 231 loans
  • First United Bank And Trust Company: 227 loans

How we source lender data