Kansas Mortgage and Refinance Rates

Kansas Mortgage and Refinance Rates

Current Kansas Mortgage Rates

Average market rates for May 24, 2026 in Kansas are 6.62% for 30-year fixed purchase and 6.69% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.62%6.66%
30-year Fixed Refinance6.69%6.72%
Rates based on market averages as of May 23, 2026.

ProductRateAPR
30-year Fixed Purchase6.62%6.66%
30-year Fixed Refinance6.69%6.72%
Rates based on market averages as of May 23, 2026.

Kansas Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.76%5.82%
15-year Fixed Jumbo Purchase6.19%6.22%
30-year Fixed Purchase6.62%6.66%
30-year Fixed Jumbo Purchase6.83%6.85%
Rates based on market averages as of May 23, 2026.

Kansas Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.74%5.79%
15-year Fixed Jumbo Refinance6.20%6.22%
30-year Fixed Refinance6.69%6.72%
30-year Fixed Jumbo Refinance6.83%6.85%
Rates based on market averages as of May 23, 2026.

Kansas ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.08%6.13%
5/6 Arm (refinance)6.16%6.21%
5/6 Jumbo Arm (purchase)6.09%6.10%
5/6 Jumbo Arm (refinance)6.16%6.17%
Rates based on market averages as of May 23, 2026.

How we source rates and rate trends

Most Common Mortgage Types in Kansas

  • Conventional: 22,714 loans
  • FHA: 4,505 loans
  • USDA: 847 loans
  • VA: 3,640 loans

Top Purchase Lenders in Kansas by Volume

  • Fairway Independent Mortgage Corporation: 2,354 loans
  • Flat Branch Mortgage, Inc.: 1,240 loans
  • Capitol Federal Savings Bank: 1,227 loans
  • Rocket Mortgage, LLC: 1,074 loans
  • Mortgage Research Center, LLC: 993 loans
  • Landmark National Bank: 800 loans
  • CommunityAmerica: 717 loans
  • Primelending, A Plainscapital Company: 676 loans
  • First State Bank Of St. Charles, Missouri: 631 loans
  • Fidelity Bank: 619 loans

Top Refinance Lenders in Kansas by Volume

  • Rocket Mortgage, LLC: 356 loans
  • Credit Union Of America Federal Credit Union: 348 loans
  • CommunityAmerica: 329 loans
  • U.S. Bank: 225 loans
  • Capitol Federal Savings Bank: 202 loans
  • Commerce Bank: 183 loans
  • Emprise Bank: 167 loans
  • Pennymac Loan Services, LLC: 155 loans
  • Umb Bank: 140 loans
  • Nationstar Mortgage LLC: 131 loans

Top Cash-Out Refinance Lenders in Kansas by Volume

  • Rocket Mortgage, LLC: 1,555 loans
  • Meritrust Federal Credit Union: 395 loans
  • Nationstar Mortgage LLC: 362 loans
  • Loandepot.com, LLC: 337 loans
  • Capitol Federal Savings Bank: 331 loans
  • Freedom Mortgage Corporation: 293 loans
  • Wells Fargo Bank: 271 loans
  • CommunityAmerica: 202 loans
  • Flagstar Bank, Fsb: 191 loans
  • Amerisave Mortgage Corporation: 183 loans

How we source lender data