Current Oklahoma Mortgage Rates
Average market rates for July 30, 2026 in Oklahoma are 6.73% for 30-year fixed purchase and 6.76% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.73% | 6.77% |
| 30-year Fixed Refinance | 6.76% | 6.80% |
Rates based on market averages as of Jul 29, 2026.Mortgage Rate Trends in Oklahoma
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.73% | 6.77% |
| 30-year Fixed Refinance | 6.76% | 6.80% |
Rates based on market averages as of Jul 29, 2026.Oklahoma Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.88% | 5.95% |
| 15-year Fixed Jumbo Purchase | 6.09% | 6.12% |
| 30-year Fixed Purchase | 6.73% | 6.77% |
| 30-year Fixed Jumbo Purchase | 6.78% | 6.80% |
Rates based on market averages as of Jul 29, 2026.Oklahoma Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.85% | 5.91% |
| 15-year Fixed Jumbo Refinance | 6.10% | 6.13% |
| 30-year Fixed Refinance | 6.76% | 6.80% |
| 30-year Fixed Jumbo Refinance | 6.83% | 6.85% |
Rates based on market averages as of Jul 29, 2026.Oklahoma ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.19% | 6.27% |
| 5/6 Arm (refinance) | 6.13% | 6.17% |
| 5/6 Jumbo Arm (purchase) | 6.10% | 6.13% |
| 5/6 Jumbo Arm (refinance) | 6.17% | 6.19% |
Rates based on market averages as of Jul 29, 2026.How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Oklahoma
- Conventional: 28,079 loans
- FHA: 9,318 loans
- USDA: 1,334 loans
- VA: 6,691 loans
Top Purchase Lenders in Oklahoma by Volume
- First United Bank And Trust Company: 2,933 loans
- Associated Mortgage Corporation: 2,454 loans
- Cornerstone Home Lending, Inc.: 1,888 loans
- Mortgage Research Center, LLC: 1,785 loans
- Arvest Bank: 1,702 loans
- Gateway First Bank: 1,547 loans
- Rocket Mortgage, LLC: 1,499 loans
- Bancfirst: 1,311 loans
- Bokf: 1,276 loans
- Stride Bank: 1,178 loans
Top Refinance Lenders in Oklahoma by Volume
- Rocket Mortgage, LLC: 655 loans
- Arvest Bank: 630 loans
- Bancfirst: 499 loans
- First United Bank And Trust Company: 369 loans
- Bokf: 246 loans
- Freedom Mortgage Corporation: 224 loans
- Pennymac Loan Services, LLC: 195 loans
- Nationstar Mortgage LLC: 167 loans
- Firstar Bank: 149 loans
- Loandepot.com, LLC: 135 loans
Top Cash-Out Refinance Lenders in Oklahoma by Volume
- Rocket Mortgage, LLC: 2,457 loans
- Loandepot.com, LLC: 536 loans
- Freedom Mortgage Corporation: 436 loans
- Nationstar Mortgage LLC: 408 loans
- Arvest Bank: 396 loans
- Bokf: 376 loans
- Amerisave Mortgage Corporation: 314 loans
- Wells Fargo Bank: 277 loans
- Pennymac Loan Services, LLC: 231 loans
- First United Bank And Trust Company: 227 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.
