Current Missouri Mortgage Rates
Average market rates for March 25, 2026 in Missouri are 6.53% for 30-year fixed purchase and 6.60% for 30-year fixed refinance
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.53% | 6.56% |
| 30-year Fixed Refinance | 6.60% | 6.63% |
Rates based on market averages as of Mar 24, 2026.
Mortgage Rate Trends in Missouri
| Product | Rate | APR |
|---|
| 30-year Fixed Purchase | 6.53% | 6.56% |
| 30-year Fixed Refinance | 6.60% | 6.63% |
Rates based on market averages as of Mar 24, 2026.
Missouri Purchase Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Purchase | 5.76% | 5.80% |
| 15-year Fixed Jumbo Purchase | 6.10% | 6.13% |
| 30-year Fixed Purchase | 6.53% | 6.56% |
| 30-year Fixed Jumbo Purchase | 6.80% | 6.82% |
Rates based on market averages as of Mar 24, 2026.
Missouri Refinance Rates
| Product | Rate | APR |
|---|
| 15-year Fixed Refinance | 5.72% | 5.76% |
| 15-year Fixed Jumbo Refinance | 6.10% | 6.12% |
| 30-year Fixed Refinance | 6.60% | 6.63% |
| 30-year Fixed Jumbo Refinance | 6.80% | 6.82% |
Rates based on market averages as of Mar 24, 2026.
Missouri ARM Rates
| Product | Rate | APR |
|---|
| 5/6 Arm (purchase) | 6.20% | 6.24% |
| 5/6 Arm (refinance) | 6.18% | 6.21% |
| 5/6 Jumbo Arm (purchase) | 5.88% | 5.89% |
| 5/6 Jumbo Arm (refinance) | 5.88% | 5.89% |
Rates based on market averages as of Mar 24, 2026.How we source rates and rate trends
×
Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Missouri
- Conventional: 53,532 loans
- FHA: 12,399 loans
- USDA: 3,229 loans
- VA: 7,292 loans
Top Purchase Lenders in Missouri by Volume
- Flat Branch Mortgage, Inc.: 6,466 loans
- Das Acquisition Company, LLC: 5,104 loans
- Guild Mortgage Company LLC: 3,343 loans
- Fairway Independent Mortgage Corporation: 2,475 loans
- Mortgage Research Center, LLC: 2,441 loans
- The Central Trust Bank: 2,363 loans
- Rocket Mortgage, LLC: 2,061 loans
- Gershman Investment Corp.: 1,875 loans
- U.S. Bank: 1,661 loans
- Broker Solutions, Inc.: 1,604 loans
Top Refinance Lenders in Missouri by Volume
- U.S. Bank: 1,208 loans
- Flat Branch Mortgage, Inc.: 804 loans
- Commerce Bank: 733 loans
- Rocket Mortgage, LLC: 731 loans
- CommunityAmerica: 470 loans
- Blucurrent: 454 loans
- Pennymac Loan Services, LLC: 391 loans
- The Central Trust Bank: 384 loans
- Bank Of America: 340 loans
- Wells Fargo Bank: 335 loans
Top Cash-Out Refinance Lenders in Missouri by Volume
- Rocket Mortgage, LLC: 4,189 loans
- Loandepot.com, LLC: 918 loans
- Nationstar Mortgage LLC: 896 loans
- The Central Trust Bank: 853 loans
- Jlb Corporation: 839 loans
- Freedom Mortgage Corporation: 766 loans
- Wells Fargo Bank: 663 loans
- Pennymac Loan Services, LLC: 574 loans
- Das Acquisition Company, LLC: 479 loans
- U.S. Bank: 453 loans
How we source lender data
Meet the Author
The Refi.com team is compiled of journalists, editors, and mortgage industry professionals to ensure you have the most accurate information on mortgage refinancing.