Missouri Mortgage and Refinance Rates

Missouri Mortgage and Refinance Rates

Current Missouri Mortgage Rates

Average market rates for May 24, 2026 in Missouri are 6.62% for 30-year fixed purchase and 6.69% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.62%6.66%
30-year Fixed Refinance6.69%6.72%
Rates based on market averages as of May 23, 2026.

ProductRateAPR
30-year Fixed Purchase6.62%6.66%
30-year Fixed Refinance6.69%6.72%
Rates based on market averages as of May 23, 2026.

Missouri Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.76%5.81%
15-year Fixed Jumbo Purchase6.19%6.22%
30-year Fixed Purchase6.62%6.66%
30-year Fixed Jumbo Purchase6.83%6.85%
Rates based on market averages as of May 23, 2026.

Missouri Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.74%5.79%
15-year Fixed Jumbo Refinance6.20%6.22%
30-year Fixed Refinance6.69%6.72%
30-year Fixed Jumbo Refinance6.83%6.85%
Rates based on market averages as of May 23, 2026.

Missouri ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.08%6.13%
5/6 Arm (refinance)6.16%6.21%
5/6 Jumbo Arm (purchase)6.09%6.10%
5/6 Jumbo Arm (refinance)6.16%6.17%
Rates based on market averages as of May 23, 2026.

How we source rates and rate trends

Most Common Mortgage Types in Missouri

  • Conventional: 53,532 loans
  • FHA: 12,399 loans
  • USDA: 3,229 loans
  • VA: 7,292 loans

Top Purchase Lenders in Missouri by Volume

  • Flat Branch Mortgage, Inc.: 6,466 loans
  • Das Acquisition Company, LLC: 5,104 loans
  • Guild Mortgage Company LLC: 3,343 loans
  • Fairway Independent Mortgage Corporation: 2,475 loans
  • Mortgage Research Center, LLC: 2,441 loans
  • The Central Trust Bank: 2,363 loans
  • Rocket Mortgage, LLC: 2,061 loans
  • Gershman Investment Corp.: 1,875 loans
  • U.S. Bank: 1,661 loans
  • Broker Solutions, Inc.: 1,604 loans

Top Refinance Lenders in Missouri by Volume

  • U.S. Bank: 1,208 loans
  • Flat Branch Mortgage, Inc.: 804 loans
  • Commerce Bank: 733 loans
  • Rocket Mortgage, LLC: 731 loans
  • CommunityAmerica: 470 loans
  • Blucurrent: 454 loans
  • Pennymac Loan Services, LLC: 391 loans
  • The Central Trust Bank: 384 loans
  • Bank Of America: 340 loans
  • Wells Fargo Bank: 335 loans

Top Cash-Out Refinance Lenders in Missouri by Volume

  • Rocket Mortgage, LLC: 4,189 loans
  • Loandepot.com, LLC: 918 loans
  • Nationstar Mortgage LLC: 896 loans
  • The Central Trust Bank: 853 loans
  • Jlb Corporation: 839 loans
  • Freedom Mortgage Corporation: 766 loans
  • Wells Fargo Bank: 663 loans
  • Pennymac Loan Services, LLC: 574 loans
  • Das Acquisition Company, LLC: 479 loans
  • U.S. Bank: 453 loans

How we source lender data