Lower My Rate
Income Requirements When Refinancing Your Mortgage
Drop your high rate
Cut your monthly payment costs or set a better loan term with a mortgage refinance.
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Save more. Stress less.
Getting started
Tell us what you’re looking for. It only takes a few minutes to apply.
Move at your own pace
Explore your options with an experienced refi pro or breeze through our online process.
Lock in your low rate
We'll verify you're getting the best rate, because every point matters to your bottom line.
Frequently asked questions
You can compare Conventional, FHA, and VA loans with us, as well as different ways to refi – from classic rate & term to streamline.
The most popular terms are 15 and 30 years. However, you have the flexibility to choose five-year increments: 10, 15, 20, 25, or 30 years.
Most homeowners who work with us close in about 30 days. But we do have quicker processes for those looking to fast-track their refi.
Many factors go into how much you can save. We’ll crunch the numbers and find out. No fees or commitments required.
You may be eligible to refinance 30 days after closing. However, some lenders require up to six months.
Yes. We’ll walk you through the benefits of each option so you can make the right choice for your situation.
Your Refi Knowledge Hub
Learn what you need to know from the pros.
